Xero Cloud Accounting

Discover the features you need in Xero Cloud Accounting to run your business.

xero accounting

Xero Cloud Accounting Product Features

Pay bills

Xero Cloud Accounting tracks and pays bills on time. And get a clear overview of accounts payable and cash flow.

  • Keep on top of bills
  • See what bills are due and pay them on time.
  • Schedule payments
  • Make batch payments and schedule them in advance.
  • Store bills in one place
  • Access all your bills online from anywhere.

Claim expenses

Simplify employee expense claims. Capture costs, submit, approve and reimburse claims, and view spending.

  • Take a photo of receipts
  • Make claims fast and paperless.
  • Reimburse expenses promptly
  • Approve claims without delay.
  • Monitor employee spending
  • Access analytics to make informed decisions.
  • Do expenses on the go
  • Claim expenses straight away.

Bank connections

Connect your bank to Xero and set up bank feeds. Transactions flow securely straight into Xero each business day.

  • Automatic bank feeds
  • Bank transactions flow securely into Xero.
  • Stay on top of business
  • Keep track of money coming in and going out.
  • Keep your data secure
  • Get a secure and reliable bank connection.

Accept payments

Accept payments online and get paid up to twice as fast by connecting to Stripe and other payment solutions.

  • Use online invoice payments
  • Take payments using Stripe and other services.
  • Get paid from the invoice
  • Add a ‘Pay now’ button to your online invoices.
  • Better online protection
  • Safely accept global card and Apple Pay payments.

Track projects

Quote, invoice and get paid for jobs, plus keep track of time, costs and project profitability within Xero Cloud Accounting.

  • Estimate and quote on jobs
  • Quickly prepare quotes based on your estimates.
  • Track time and costs
  • Use the app timer or location-based tracking.
  • Send customised invoices
  • Turn quotes into invoices for online payment.
  • View profitability
  • Monitor profit margins on a dashboard.

Bank reconciliation

Keep your financials in Xero Cloud Accounting up to date. Categorise your bank transactions each day using our suggested matches.

  • Reconcile each day
  • Review and match transactions on a daily basis.
  • Use suggested matches
  • Automatically match and categorise transactions.
  • Bulk reconcile transactions
  • Group bank transactions to reconcile all at once.

Contacts and smartlists

Look up a customer or supplier to see a full history of sales, emails, invoices and payments as well as contact details.

  • See transaction history
  • Get a complete picture of a contact’s history.
  • Create lists and groups
  • Generate lists and groups from saved searches.
  • Connect your email
  • See all your email correspondence in Xero.

Capture data

Get copies of original documents and key data into Xero automatically without manual data entry using Hubdoc.

  • Capture bills and receipts
  • Take photos, use email, scan or upload documents.
  • Extract data automatically
  • Add key information to Xero without data entry.
  • Match bank transactions
  • Seamlessly reconcile data with bank feeds.
  • Store documents online
  • Search and access bills and receipts from anywhere.


Use Xero Cloud Accounting as your online filing system. Manage and share documents, contracts, bills and receipts safely from anywhere.

  • Store files in Xero
  • Email or upload any kind of file to the library.
  • See docs alongside data
  • View the original document when entering data
  • Share files in real time
  • Give access to your accountant or bookkeeper.


Track your finances with accurate accounting reports. And collaborate with your advisor online in real time.

  • Get reports any time
  • See up-to-date reports when you need them.
  • Customise your reports
  • Decide what goes into each of your reports.
  • Compare and calculate
  • Use formulas to compare actual and budgeted amounts.
  • Keep track of business
  • See how your business is performing.


Keep track of what’s in stock with inventory software. Populate invoices and orders with items you buy and sell.

  • Track items in stock
  • Xero keeps count of items and their value.
  • See what's selling
  • View reports on how well items are selling.
  • Add items to invoices
  • Use preset details in invoices and orders.

Send invoices

Work smarter with intuitive invoicing software. Send invoices from your phone or desktop, as soon as the job is done.

  • Customise your online invoices
  • Add your logo and make them your own.
  • Accept payments instantly
  • Make it easy for customers to pay you.
  • Set automatic reminders
  • Take the work out of chasing payments.
  • Send invoices from your phone
  • Stay on top of business with the Xero app.

Multi-currency accounting

Pay and get paid in over 160 currencies, with up-to-date exchange rates and instant currency conversions.

  • Instant conversions
  • Xero converts international transactions for you.
  • View rate change updates
  • See how currency markets affect cash flow or profit.
  • Report in any currency
  • View reports in local or foreign currencies.

Purchase orders

Create and send purchase orders online with purchase order software. Keep track of orders and deliveries at every step.

  • Customize purchase orders
  • Tailor the layout and use your own order numbers.
  • Create online orders
  • Use templates, add items, then email orders as PDFs.
  • Convert orders into bills
  • Turn purchase orders into bills ready to be paid.


Create online or PDF quotes that make a great impression. Send them instantly from your phone or from the office.

  • Create online quotes
  • Create quotes from a template or by copying one.
  • Click to accept a quote
  • Send online quotes for acceptance on the spot.
  • Convert into invoices
  • Create and edit an invoice directly from a quote.

Sales tax

Automatically calculate SST on transactions, and use reports to prepare SST returns.

  • Customise SST rates
  • Set up as many SST rates as you need.
  • Automated calculations
  • The SST on transactions is recorded for you.
  • Prepare SST returns
  • Use the sales tax report to complete a return.

What Can Xero Cloud Accounting Do For Your business?

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